About us  

Who we are

SmarterBucks is brought to you by Gradifi, a Boston-based company focused on providing those with student loan debt a variety of ways to earn rewards that will then be automatically used to pay down their student loan debt.


To get you out of debt faster so you can get on with your life.


We’re not going to solve this problem overnight, but we’ll show you how every dollar can make a difference.

  What we stand for  

  • Being smarter about your student debt
  • Transparency
  • Providing you with the best customer experience possible

  What we don't stand for  

  • Encouraging unnecessary debt
  • Ignoring debt and hoping it goes away
  • Surprising you with hidden fees, fine print, and restrictions on earning or using your rewards