Earning SmarterBucks is easy  

Earning SmarterBucks is easy, convenient, and a surprisingly powerful way to cut time and money off your student loans. The best part? We've designed SmarterBucks in a way that allows you to earn rewards for living the life you're already living. No need to spend more, change your lifestyle, or get further into debt. Sign up! (It's free)

SmarterBucks Marketplace

SmarterBucks Marketplace

Shop online and get up to 10%
back in rewards!
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Family and friends

Family and friends

Those you love can earn rewards
on your behalf.
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Used books and ele

Used books and electronics

Sell back your used stuff
for SmarterBucks
Learn more

 
Surveys

Surveys

Share your opinion and
earn SmarterBucks.
Learn more

  Sample monthly rewards earnings  

Chloe's monthly rewards balance