Why SmarterBucks?  

The SmarterBucks rewards program helps you crush your student debt by harnessing the power of extra payments to get you out of debt faster, saving you money on interest. That means when you contribute SmarterBucks as extra student loan payments in addition to your regular monthly payment, every dollar in SmarterBucks is worth more than a dollar in debt reduction. A little math to drive home the point:

The power of additional payments


  What you get  

  • Rewards on everyday purchases
  • The ability to earn free rewards by taking surveys
  • Automated rewards redemption to pay down your loans fast
  • Tips and tricks to help you crush your student debt

  What you don't get  

  • A program that encourages you to get further into debt
  • Earning caps or rewards that are difficult to redeem
  • Hidden fees and fine print
  • Rewards that expire

  Hear what our members are saying about us:  

Hear what our members are saying

  Read about us in  

The New York Times Wall Street Journal U.S. News American Banker